Help For SEVERE anxiety/depression?

hey guys...im a bit frustrated iam a 22 yr old male with severe anxiety/depression i was on pills for about a month when i was 18 until my insurance got dropped and i know i need some sort of pill or serious psychiatric ysis because its getting real bad especially the anxiety all day is excruciating and the horrible feelings for no apparent reason... they come and go throughout the day . its been ongoing for 4 but now its getting real bad And i have only MSI insurance witch wont cover mental stuff including prescriptions or consultations ...any idea what i should do ? or a program that offers psychiatric health? any help will be greatly appreciated im totally lost